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After a car accident involving an out-of-state driver, the claims process usually follows the laws of the state where the crash occurred, not the driver’s home state. Insurance coverage still applies, but issues like fault rules, claim handling, and jurisdiction can complicate the situation. Whose Laws Apply After the Crash? The most important rule...

Gap insurance can protect you from owing money on a vehicle that is totaled or declared a total loss after a serious car wreck. It covers the difference between what your auto insurer pays and what you still owe on your auto loan or lease. How Gap Insurance Works After a Total Loss When...

If you suspect nursing home abuse or neglect, documenting evidence early and carefully is one of the most effective ways to protect a resident and stop ongoing harm. Start Documenting as Soon as Concerns Arise Don’t wait for the facility to confirm a problem before you begin documenting. Families often notice warning signs before...

Malnutrition and unhealthy weight loss in elderly residents often develop quietly, but the warning signs usually appear long before the condition becomes severe. Here are signs that an elder may be being abused in their nursing home. Unintended Weight Loss Unexplained weight loss is one of the clearest indicators of malnutrition. While some weight...

If you suspect nursing home abuse, documenting evidence early and thoroughly is one of the most important steps you can take. Clear records help protect the resident, stop ongoing harm, and preserve facts before they disappear or change. Start Documenting Immediately Begin documenting as soon as you notice something concerning. Abuse and neglect often...

Overmedication in nursing homes is dangerous and can cause rapid physical and cognitive decline in elderly residents. If you suspect a nursing home is overmedicating residents, take the following steps. Step One: Document Changes and Warning Signs Start by documenting everything you observe. Overmedication often shows up through gradual physical or behavioral changes rather...