Car Accidents

If you are in a hit-and-run crash in Pennsylvania, call 911 to report the collision and fleeing driver right away. Reporting the incident to the police creates an official record that you will need for insurance claims and any future legal action. If the driver fled before you could write down their license plate number,...

After a car crash involving an out-of-state driver, the claims process usually follows the laws of the state where the crash occurred, not the driver’s home state. Insurance coverage still applies, but issues like fault rules, claim handling, and jurisdiction can complicate the situation. Whose Laws Apply After the Crash? The most important rule...

Gap insurance can protect you from owing money on a vehicle that is totaled or declared a total loss after a serious car wreck. It covers the difference between what your auto insurer pays and what you still owe on your auto loan or lease. How Gap Insurance Works After a Total Loss When...

Many accident victims feel fine immediately after a vehicle crash, only to develop serious symptoms hours or days later. Adrenaline, shock, and inflammation often mask pain and injury during the initial moments. Delayed symptoms can indicate significant underlying trauma that requires prompt medical attention. Common Delayed Symptoms After an Accident Several types of injuries...

Pennsylvania law generally presumes that the driver who rear-ends another vehicle caused the crash. Courts and insurers rely on this presumption because every Pennsylvania driver must maintain a safe following distance and remain in control of the vehicle at all times. Fault, however, is not always automatic. Specific facts, roadway conditions, and the actions...

In most cases, the vehicle owner’s insurance serves as the primary coverage after an accident. If a friend, family member, or coworker crashes your car with your permission, your policy usually pays for property damage and any injuries resulting from the collision. How Personal Injury Protection (PIP) Works Pennsylvania is a no-fault insurance state,...