When you’re driving, you must always be vigilant of your surroundings and respond appropriately to avoid car accidents. However, some causes of accidents can be out of your control – especially when someone makes an unsafe lane change. In an instant, you can suffer severe injuries, extensive property damage, and experience additional losses, such as lost wages from work and…

Fault and no-fault car insurance laws refer to a state’s rules for how an accident victim must handle the claims-filing process. Most states practice fault-based laws, but 13 states mandate no-fault insurance policies. Pennsylvania is unique in that it is neither a fault nor a no-fault state. It instead classifies as a choice, or hybrid, state. This means it is…