Media Car Accident Attorney
All drivers have a responsibility to follow the law and operate their vehicle safely, but not every motorist upholds this standard of care. Media, PA car accidents can range in severity, from minor fender benders to major rollovers that result in life-long injuries and fatalities.
Regardless of the circumstances surrounding your crash, the attorneys at Rosenbaum & Associates can help. Our Media car accident attorneys have the skills and experience necessary to represent your best interests, from the courtroom and at the negotiating table. Contact Rosenbaum & Associates for a free consultation to discuss the specifics of your personal injuries.
Media Car Accident Resources
- Why Choose Us?
- What Are Pennsylvania’s Car Insurance Laws?
- Should I Accept a Car Accident Settlement Before Consulting With an Attorney?
- Limited Tort versus Full Tort Coverage in Pennsylvania
- Can I Recover Compensation for an Auto Accident If I’m Partially at Fault?
- Do You Need an Attorney for Your Car Accident Claim?
- What Types of Compensation Can I Recover?
- Contact Us
Why Choose Us?
- We have recovered millions of dollars for our clients over our 25 years of experience. Our attorneys dedicate themselves to maximizing your recovery.
- Although most cases settle out of trial, our firm always prepares each case as if it will reach the courtroom. We are willing to fight to achieve the best possible outcome.
- Our attorneys have the skills necessary to evaluate and negotiate insurance company settlement offers, protecting your best interests throughout each stage of the case process.
What Are Pennsylvania’s Car Insurance Laws?
Unlike most states, Pennsylvania follows a no-fault car insurance system. Under the no-fault claims process, drivers must pay for their own damages following a collision, regardless of who was responsible for the accident. This differs from fault-based systems, where at-fault drivers are responsible for the damages of their victims.
You have three main options to pursue compensation after an accident.
- Filing an insurance claim with your own company
- Filing a personal injury lawsuit in civil court
- Filing an insurance claim against the at-fault driver, if you meet serious injury thresholds
Many cases begin in the insurance process before progressing to a lawsuit, but your situation may require a different path. Your Media car accident lawyer from Rosenbaum & Associates will advise on the best course of action for your case.
Should I Accept a Car Accident Settlement Before Consulting With an Attorney?
It could be a huge mistake to accept a car accident settlement before consulting with an experienced attorney. Even if you feel fine at first and believe the insurer’s offer is fair, that can quickly change. Many severe injuries have delayed symptoms, and the last thing you want to do is agree to a settlement that is less than the amount you will need for treatment later. Once you sign a car accident release of liability form to accept a settlement, you cannot take it back.
If there is substantial proof showing the driver who hit you was at fault for the accident, their insurer may pressure you into accepting a settlement to resolve your case quickly and for as little money as possible. Their initial offer may be attractive because it can provide fast cash, but the very fact that compensation is being offered upfront means the adjuster knows the value of your case is much more.
Insurance companies are for-profit businesses looking to reduce payments on claims as much as possible. An attorney will be aware of their tactics and can protect you from settling for less than your case’s worth. They will thoroughly evaluate your losses and calculate future expenses to accurately develop a figure that reflects the total extent of your damages.
Limited Tort versus Full Tort Coverage in Pennsylvania
You can purchase two types of insurance coverage in Pennsylvania: limited tort and full tort. Limited tort coverage limits your ability to seek financial compensation after an accident — you can claim compensation for medical expenses and other financial damages, but not pain and suffering losses.
On the other hand, full tort coverage provides nearly unlimited rights to claim compensation if someone else was responsible for your injuries, even if you did not meet the serious injury threshold. You can claim medical expenses as well as non-economic losses.
Neither no-fault coverage option provides compensation for vehicle damage — you can pursue a claim against the at-fault driver for any damage to the vehicle, regardless of the circumstances.
Can I Recover Compensation for an Auto Accident If I’m Partially at Fault?
Yes, you can still recover compensation if you were partially at fault for your car accident in Media. Pennsylvania follows the rule of modified comparative negligence, which means you can still recover damages as long as you are no more than 50 percent responsible for your collision. However, the amount of compensation you receive will be reduced by your degree of fault. If you are found more than 50 percent at fault, you cannot recover any compensation. For example, if you are found 30 percent at fault for your accident and awarded $100,000, you will recover 70 percent or $70,000 in compensation. If you are awarded $100,000 and found 51% responsible, you receive $0.
Since Pennsylvania is a “choice” no-fault state, if you choose no-fault insurance coverage, you can recover compensation regardless of who is to blame for the accident. You will file a claim under your own personal injury protection (PIP) policy to receive benefits for medical bills, lost income, and other accident-related expenses. However, PIP coverage will not pay for pain and suffering or property damage. To receive reimbursement for the repairs to or replacement of your vehicle, you must file a claim against the other driver.
Do You Need an Attorney for Your Car Accident Claim?
Although car accidents are common on Pennsylvania roads, each collision can result in life-altering consequences. You may be unable to go to work, face thousands in uncovered medical expenses, suffer from severe pain, and more — but in these situations, Rosenbaum & Associates’ Media injury attorneys in Pennsylvania can help.
Our attorneys can provide a number of benefits to your case, including the following.
- We understand the intricacies of the Pennsylvania insurance system and can help you determine which compensation pathway to pursue.
- We can negotiate and evaluate insurance settlement offers on your behalf.
- We have access to expert witnesses who can validate your claim and provide valuable testimony.
- We can handle all legal processes on your behalf so you can focus on recovery, not paperwork.
What Types of Compensation Can I Recover?
The following types of compensation may be available following a car accident in Media:
- Medical bills: emergency visits, hospital stays, physical therapy, outpatient procedures, prescription medications, in-home medical care, rehabilitation costs, etc.
- Vehicle and other property repair or replacement
- Costs for a rental car
- Lost wages from missed work
- Diminished earning capacity (if you are no longer able to work at the same level as before the accident)
- Pain and suffering, emotional distress, loss of enjoyment of life, etc.
Punitive damages may be an option but are only available in cases involving an at-fault party that acted with an extreme disregard for the safety of others. This type of compensation punishes the defendant and deter others from similar harmful behavior.
Contact Our Media Car Accident Lawyers For a Free Consultation
Our lawyers have represented thousands of clients in their car accident claims over our 25 years of operation. We understand the complexities of Pennsylvania’s no-fault insurance system and will fight aggressively for your right to recovery.
Contact Rosenbaum & Associates today to schedule your free consultation with a Media car accident lawyer.